Filing Deadline July 10, 2026
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After this date, your refund may be forfeited — permanently.
Backed by Federal Court Rulings

The IRS wrongly charged you penalties and interest during COVID. Get them refunded.

Two federal courts — Abdo v. United States (2024) and Kwong v. United States (2025) — ruled the IRS lacked legal authority to impose late-filing and late-payment penalties during COVID. Get back what you paid on your 2020, 2021, or 2022 returns.

256-bit encrypted IRS-permissioned View-only access
Refund: $4,100
KW
Karen W.
Charlotte, NC
"Skeptical at first, but it was free to check. Came back qualified for $4,100 — I'll take that over leaving it with the IRS."
256-bit encrypted IRS-permissioned View-only access
This Is Not a Loophole

Two Federal Courts Already Ruled in Your Favor.

During COVID, the federal government declared a national disaster. By federal law, the IRS was required to suspend penalties and extend deadlines. They didn't. They kept charging penalties and interest anyway.

The courts disagreed. The IRS has already refunded $1.2 billion+ — but millions of eligible taxpayers haven't filed their claim yet. That's where PenaltyBack comes in.

  • Disaster-period rules ignored
    The IRS continued assessing penalties during a federally declared disaster — the courts said that wasn't lawful.
  • Interest must be refunded too
    Not just penalties — interest charged on those improper penalties is also refundable.
  • Deadline: July 10, 2026
    After this date, your refund is forfeited permanently. Filing now is the only window.
$1.2B+
Already refunded by the IRS
2
Federal court rulings supporting your claim
2,374
Claims checked for refund eligibility
100%
Contingency-based — no refund, no fee

Claim your COVID penalty refund in 3 steps

Two minutes. We handle the paperwork.

  1. 1

    Enter your info

    Tell us your name and email. No sensitive data needed yet.

  2. 2

    We scan your IRS records

    Authorize view-only access to your IRS transcripts. We can never make changes to your account.

  3. 3

    Get your refund estimate

    We email your estimated refund amount. You review and sign — we handle the rest, including mailing the claim.

What our clients are saying

Real people who discovered the IRS owed them money.

Refund: $4,100

"Skeptical at first, but it was free to check. Came back qualified for $4,100 — I'll take that over leaving it with the IRS."

Karen W.
Karen W.
Charlotte, NC

"I filed my 2020 return a few months late and just paid the penalties and interest without thinking twice. Had no idea there was a court case that could get it back. $17,200 — I about fell out of my chair."

Refund: $17,213
GM
Greg M.
Boca Raton, FL

"We got hit with late-filing penalties and interest on our S-Corp for two years during COVID. Our bookkeeper said it was just the cost of doing business. Ran it through PenaltyBack and qualified for over $120K back. Wish I'd known sooner."

Refund: $123,363
SD
Scott D.
Brockton, MA

"My accountant never brought this up. I only found out because a friend shared the link. Took maybe 5 minutes to check and turns out I had $2,690 sitting there. Already got my check."

Refund: $2,690
TR
Tamara R.
Coral Springs, FL
Who Qualifies

If You Were Charged Penalties Between Jan 2020 – July 2023, You Likely Qualify.

The IRS was supposed to suspend penalties during the COVID national disaster. They didn't. Two federal court rulings (Abdo 2024, Kwong 2025) confirm they must refund you. We've already checked 2,374 claims for refund eligibility.

Individual Taxpayers

Filed with an SSN

Average Refund
$2,383
Typical range: $1,000 – $5,000+
  • Filed Form 1040 late during 2020, 2021 or 2022
  • Owed taxes and paid late
  • Charged interest on those penalties
Highest Refunds
Business Taxpayers

Filed with an EIN

Average Refund
$27,645
Typical range: $5,000 – $100,000+
  • Filed 1120, 1120-S, 1065, 941 or 940 late
  • Late-payment or failure-to-deposit penalties
  • Payroll tax penalties + accrued interest
!
Filing deadline: July 10, 2026

After this date, your refund is forfeited permanently. The IRS will not contact you. A formal refund claim must be filed.

Claim Before Deadline →
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Earn a 10% Profit Share on Every Client You Refer

CPAs, tax preparers, payroll firms, financial advisors and affiliates: every client you refer earns you a 10% profit share on every recovery — paid promptly, with zero work on your end. We file. We follow up. You collect.

10% Profit Share
Of every recovery — paid out promptly.
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FAQ

Common Questions, Straight Answers.

It's based on two federal court rulings — Abdo (2024) and Kwong (2025). The IRS has already refunded over $1.2 billion under these rulings. The catch: the IRS won't automatically send you a check. You have to file a formal refund claim citing the rulings. That's exactly what we do for you.

Nothing upfront. We are 100% contingency-based. Our fee is 25% of the refund recovered, and we only get paid if you receive a refund. The fee is deducted directly from the recovered amount. If you receive nothing, you owe nothing.

July 10, 2026. After that date, your refund is forfeited permanently. Given IRS processing times of 2–4 months, we strongly recommend filing well before the deadline.

Any taxpayer who was charged late-filing penalties, late-payment penalties, failure-to-deposit penalties, or interest on those penalties between January 20, 2020 and July 10, 2023. This includes individuals (1040) and businesses (1120, 1120-S, 1065, 941, 940).

Yes — view-only access. We use a secure, IRS-compliant connection with 256-bit encryption to pull your tax transcripts. We cannot change anything on your account or take any action without your explicit signature on the refund claim.

We typically prepare and file your refund claim within days of you connecting your IRS account. After filing, the IRS processing time is usually 2–4 months. If approved, the IRS sends your refund directly to you.

That's exactly who this is for. The penalties and interest you already paid during the disaster window are recoverable. We file the formal claim to get that money back into your pocket.

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